Debt Guides & Resources
Expert guidance to help you understand your options and take control of your finances
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Your Rights
Understanding Bailiff Powers and Your Rights
Know exactly what bailiffs can and cannot do when they visit your home.
- When bailiffs can enter your home
- What they can and cannot take
- How to negotiate with bailiffs
- Emergency prevention strategies
Emergency Help
County Court Judgements Explained
Learn what a CCJ means and how to respond to court papers correctly.
- Understanding CCJ process
- Consequences of non-payment
- Setting aside a judgement
- Preventing enforcement action
Debt Solutions
Setting Up Your Own DMP
Complete guide to setting up and managing your own Debt Management Plan.
- Calculating affordable payments
- Contacting creditors effectively
- Template letters and scripts
- Maintaining your plan
Debt Solutions
The Bankruptcy Process: Complete Guide
Everything you need to know about bankruptcy from application to discharge.
- Online application process
- What happens to your assets
- Life during bankruptcy
- Rebuilding after discharge
Emergency Help
Council Tax Arrears Help
Urgent steps to take when facing council tax debt and enforcement.
- Understanding liability orders
- Negotiating payment arrangements
- Preventing bailiff action
- Getting discounts and reductions
Debt Solutions
IVA Complete Guide
Everything about Individual Voluntary Arrangements explained in plain English.
- How IVAs work step-by-step
- Eligibility and requirements
- Pros and cons honestly explained
- Life during and after an IVA
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Free Downloadable Resources
Practical tools and templates to help manage your debts